…according to Northwestern Mutual’s statistical applet. But I suspect they don’t realize that we should all expect to outlive our so-called “life expectancy.”

P.S. Notice how the applet does not include income as a predictor of life expectancy – contrary to all the empirical work I’m familiar with. What gives? Is it bad public relations to mention (or price insurance on the basis of) the effect of income? Or could controlling for a mid-sized list of lifestyle factors really wipe out income’s large apparent effect?