I have an article in National Review (April 5 edition) on financial regulation.

Notwithstanding the good intentions of policymakers, who no doubt plan to create a stronger regulatory apparatus going forward, large banks will inevitably have too much power for the apparatus to govern them…So long as big banking is conjoined to big government, that is, we risk a return to the regime of private profits and socialized risk.

…To expand free enterprise, shrink the banks.

Other articles on the topic are by Veronique de Rugy and by Stephen Spruiell and Kevin D. Williamson.