In his defense of non-betting, Tyler has said this:

How would you feel about an obligation (if only a moral one) for
scholars and commentators to publicly reveal the content of their
investment portfolios?  Those portfolios are their real bets.  Yet I
still favor the privacy norm and I should note that Bryan never has
(nor need he) revealed his portfolio to others at GMU, much less to the
broader public.

He repeats his point in a followup post:

Nor have I seen the critics [of non-bettors] publicly revealing their equity and other
asset portfolios, the real bets which matter in financial terms.

Even an avid bettor might be afraid of scam artists and/or spousal disapproval of a full public revelation.  But it’s worth facing Tyler’s challenge head on.  Here are the basic facts about my portfolio:

1. I have saved roughly 30% of my after-tax income for my whole working life.  I max out all of my options to invest out of pre-tax dollars.

2. I own a home with a 30-year fixed rate mortgage, and pay it back as slowly as possible.

3. My liquid portfolio consists 100% in internationally diversified equity index funds.

4. I have never actively traded.  I seriously considered it once, in September 2008, when I thought that perhaps I should sell all of my stock.  Doh!

OK, now that you know this, what bets am I effectively making?