I view Bryan’s criticism as somewhat rhetorical. I am getting a lot of similar comments. It is as if I were to praise the Internet and someone were to ask me about Josef Mengele and say: See what happens if you support government-sponsored research?

People can benefit from religious beliefs that are false. That makes it more difficult to regulate religious fraud than other types of fraud. (Do we also benefit from holding beliefs about government that are false? In any case, public sector fraud is even harder to regulate.)

I never said that I like the CFPB. I think they did something right in a particular instance. If you think that any support for any government action, however beneficial, has to be judged in light of other potential government actions, that is fine. But just say that. Coming up with more and more potential government actions does not add to the argument.